Guidance and signposting to help understand money, benefits and where to get trusted financial advice.
Everyday money and budgeting
Some adults with a learning disability may want help with day‑to‑day money matters. This might include:
- budgeting and planning spending
- understanding bills and regular payments
- managing bank accounts or cash
- planning for changes in income or expenses
Support can be flexible and tailored to the individual, supporting independence while providing reassurance where needed.
Where money support links to daily living, practical options can be explored through Support at home , with information about accessing support available via Accessing care.
Benefits and financial support
Some adults with a learning disability may be entitled to benefits or other financial support to help with living costs or disability‑related needs.
Independent advice can help people:
- understand what benefits or support may be available
- complete applications or forms
- check they are receiving the correct support
- understand changes to payments
In Perth and Kinross, independent welfare and benefits advice is available through the Welfare Rights Team. National information and guidance can also be found on mygov.scot - benefits and financial support and through Citizens Advice Scotland.
Support to manage money safely
Some people may choose, or need, additional support to manage money safely. This might include:
- help paying bills on time
- support to avoid financial pressure or exploitation
- involvement of a trusted person where appropriate
Any support with money should:
- respect the person's rights and choices
- promote independence wherever possible
- be reviewed regularly as circumstances change
Changes in circumstances
Changes such as moving home, starting or leaving work, or changes in health or support needs can affect finances.
Getting advice early can help people understand how changes may impact their money and plan ahead with confidence. Information about reassessments or changes in support is available through Accessing care.
