This section explains how care is funded in Scotland, what support may be available, and what you may be asked to contribute towards the cost of your care.
Information here applies whether care is provided at home, in the community, or in a care home.
Who this information is for
This information may be helpful if you:
- Are receiving care or support now
- Are helping someone else arrange care
- Are considering care at home or a care home
- Want to understand care costs and funding
- Have questions about free personal care
You do not need to have all the answers before seeking advice or support.
What is free personal care?
In Scotland, some adults are entitled to free personal care. Personal care includes help with tasks such as:
- Washing and bathing
- Dressing
- Using the toilet
- Eating and drinking
Eligibility for free personal care depends on individual circumstances and needs, and an assessment is required.
More information about eligibility and assessments is available through Accessing care.
Paying for care
Not all care is free. Depending on your situation, you may be asked to contribute towards certain types of care or services.
This may include:
- Care at home
- Support services
- Residential or nursing care
How much you may need to pay is usually decided following a financial assessment, which looks at your income and savings.
Self‑Directed Support (SDS)
Self‑Directed Support gives people more choice and control over how their care and support is arranged. It focuses on what matters to you and how support can help you live the life you want.
There are four SDS options, which allow you to choose how involved you want to be in managing your support. This can include having support arranged for you, managing some or all of your support yourself, or choosing a mix of different arrangements depending on what works best for you.
SDS is discussed as part of your assessment. Your worker will explain the options, answer questions and support you to choose the option — or combination of options - that best suits your needs, confidence and circumstances.
SDS can be used for support at home, in the community and alongside other care arrangements, where appropriate.
Getting help and advice
If you would like to discuss your care needs or funding, you can request an assessment through Accessing care.
You may also find independent advice helpful, including:
- Age Scotland, which provides information about care, funding and later‑life support
- Citizens Advice Scotland, which offers advice on benefits, finances and legal matters
- Disability Rights UK, which provides guidance on entitlements and support options
Planning ahead
Many people find it helpful to plan ahead and understand potential costs before support is needed.
Information about planning ahead, including legal arrangements, is available in Power of Attorney and future planning.
